high lights

1. Loan advanced at any time based on the principle subscriptions. This provides you a unique advantage of borrowing funds.

2. Bank procedures are cumbersome,where as a subscriber in our chit schemes enjoys quick and easy procedures.

3. Prized subscribers are also eligible for dividend. Cheque commission etc.

4. Our director is the Member of All Kerala Chit Fund Association and The Member of All Kerala Private Bankers Association(AKPBA) and now holding the post as Working President.

5. Ambalamedu Financiers functioning just like a parallel banking service, Registered as per KML Act 1958 (Kerala Govt.Approved Banking Business).

6. Financing on gold pledging

The rate of interest is comparatively cheaper and procedures for granting loans are very quick and easy. The faith you have entrusted in our financing gives us confidence to constantly strive for excellence and serve you better.


  • This year (2024) is indeed a great milestone in the history of Ambalamedu Chit Fund. We are celebrating the 53th year of chit operations.

About ambalamedu chit fund (pvt.) ltd.

Excellent track record
Strict discipline & Financial Management

We began our Chit operations in the year 1971 under the Kerala Chit Act. Though it was a humble beginning, due to our constant efforts, initiative, planning and hard work, we could mobilize a large number of subscribers, professionals, office goers, business men, industrialists and others.  Our efficient services, systematic planning and prompt disbursement capabilities have earned us good reputation. In order to cope with the growing requirements of our customers and with a view to serve them more efficiently, we started branches at Tripunithura, Poothrikka and Kakkanadu.

This year 2024 is indeed a great milestone in the history of Ambalamedu Chit Fund. We are celebrating the 53th year of chit operations.

For us it is not just another year. It is an unforgettable opportunity of unique achievements. On this occasion we want to say “Thank You” to all our subscribers. We couldn’t have reached this level without your sincere co-operation and support.

Let me express my sincere gratitude for your patronage, encouragement,support and co-operation.In our growth in chit and financing all these years you have been our source of strength and inspiration. Our company have a professional management team, a dedicated staff at all levels, working in computerized environment,taking care of day to day business in a smooth and efficient manner.

We have always been upholding our mission “SERVICE IS OUR BUSINESS,GOODWILL IS OUR PROFIT”  Yes, the power of customer support accelerates our movement. We re-dedicate ourselves with much enthusiasm to serve you better,join us and we shall progress together. We cordially welcome you to avail of our extensive chit facilities and financial assistance.May I wish you and your family the very best and do express my warm personal regards.

Managing Director